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If you’re a senior over 65 looking for dental insurance, it’s because you’ve discovered that Medicare doesn’t cover dental expenses. That’s why several insurance companies have come up with plans that will offer dental, vision, and hearing coverage to Medicare enrollees.

Sometimes, insurance presentations can be confusing. Before we know it, we’re nodding our heads and signing up for a plan that we don’t actually understand. It happens – you realize you’re in a Medicare Advantage plan that doesn’t fit your needs and budget. There is hope!

After you’ve had a Medigap plan for over a year, you probably started noticing that your premium increase every now and again. You’re experiencing rate increases. It happens to us all, and it’s inevitable. Here's what you can do.

Want to see how close you are to meeting your deductible? What about preventive services you're eligible to use now? Do you need to see information about a recent claim? Gone are the days when you have to wait 3 months to get Medicare claim information. Now, you can have instant access to all of your Medicare information from your personal MyMedicare.gov online portal.

You are not required to sign up for Medicare at age 65, but the question is: should you? If you delay enrollment, there are penalties involved, but delaying can be a good thing if you’re not retired by age 65.