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Once you initially enroll in Medicare, it can feel like all the hard work is over. However, there’s still some yearly maintenance we recommend doing to keep your costs low and coverage high.

This Ultimate “I’m Turning 65” Checklist will save you from constant online searching, mismatched to-do lists, and penalties you might face if you forget an item.

Medicare Part B covers many different types of tests, items, and services that are medically necessary or that help prevent diseases or conditions. The problem is there’s an enormous amount of fine print. Many things are covered only under certain circumstances or up to certain dollar amounts.